PayMaya Negosyo is a free business-in-a-box solution which allows you to earn extra income by just using your smartphone. Offer Smart Padala remittances*, sell digital goods (prepaid load, gaming pins, Beep load, etc.), process bills payment transactions for over 100 billers including utilities and government dues, Add Money to millions of PayMaya customers nationwide and enable your business to accept secure and contactless payments from PayMaya QR, any e-wallets, or any bank transfer via InstaPay.
*Subject to additional requirements and account upgrade application
From the digital financial services leader that gave you the PayMaya e-wallet and Smart Padala, the country’s largest domestic remittance network, comes PayMaya Negosyo – a free and innovative all-in-one business app that will help you easily expand your business!
FAST ONBOARDING
Just download the PayMaya Negosyo app on your Android phone, complete and submit your registration, and within 2 days, you will receive notification of your registration status. Once approved, you can already start earning extra income and accept contactless payments from your customers! (Reminder: If you have a PayMaya account, use a different mobile number for your PayMaya Negosyo registration.)
EXTRA INCOME OF UP TO PHP 27,000* MONTHLY OR MORE
Get automatic discount for every prepaid load purchase! Plus, instantly receive commissions for every Smart Padala remittance, Add Money to a PayMaya account and successful bills payment transactions**! *.
*based on average number of customers and transacted amount per day
**subject to minimum transaction amount
GET PAID USING YOUR CELLPHONE NUMBER
For purchases in your online store, your customers can pay you through the following:
o By scanning your PayMaya QR available within the app (Tip: You can save, share and print your own PayMaya QR code!)
o By using your cellphone number:
• Any Philippine bank and financial institution through InstaPay
• E-wallets (e.g. PayMaya)
For purchases in your physical store, your customers can simply scan your printed PayMaya QR code for safe, instant and contactless payments.
EASY PAYMENT TRACKING
Enjoy hassle-free tracking of your transactions while maintaining just one wallet using any mobile number with your PayMaya Negosyo account! Just give your cellphone number or present your QR code to your customer to receive payments. Use your funds to process Smart Padala remittance, sell any telco load, accept bills payment, or receive payments from customers.
EASY TRANSACTION TRACKING
Get real-time monitoring of your transactions through the app and via SMS!
NO MONTHLY FEES
You do not need to pay any set-up fees or monthly fees to avail of a PayMaya Negosyo account. For QR payments, there is a 1.5% charge for every successful transaction from your customers.
Download and register now to start earning extra income and accept safe and contactless payments for your business!
Interested to be a Smart Padala agent? Ensure that you have the following requirements first and request to apply for an upgrade within the app!
o Mayor’s Permit or Barangay Permit
o Government-issued valid ID
o Picture of your store location
o Android Smartphone
o Internet Connection
Got questions or feedback? Contact us through the numbers below and we'll be glad to assist you.
(+632) 8-845-7777
15177 (using Smart or TNT)
1800-1084-57777 (Toll-free for PLDT Domestic)
Facebook: PayMaya For Business (www.facebook.com/paymayabusiness/)
Website: negosyo.paymaya.com
PayMaya Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas.
Website: www.bsp.gov.ph | Email: consumeraffairs@bsp.gov.ph

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• Updated: 2021-09-28

• Current Version: 1.12.185

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