ABHI is Pakistan’s first financial wellness platform. Abhi is licensed and registered as a Non-Banking Financial Company (NBFC) under Securities and Exchange Commission of Pakistan (SECP) and a whitelisted Digital Lending app from SECP & adheres to the effective regulatory compliance for Earned Wage Access (EWA). We empower salaried individuals by providing them access to their earned salaries anytime, anywhere through the ABHI App. Employees having their employers registered with Abhi can access Abhi's services, which saves operational hassle of managing salary advances for HR and Finance teams, and gives financial empowerment to employees.

How it works?
Login with your CNIC (after your company is registered with us). Request the amount you want to withdraw from your earned salary. You can transfer the money into your salary bank account. The total transacted amount + transaction charges will automatically be deducted from your next month’s salary. For more information visit www.abhi.com.pk or drop us an email at connect@abhi.com.pk.

NOTE: As per the regulatory framework, EWA is not a loan and repayment is made in the next month's payroll cycle irrespective of the day you withdraw, and there is no APR associated with it, only fixed transaction charges for using the service that the employee consent to before transaction.